If that potato is worth more than $2500 – that’s when 😯
When to Schedule Items on Your Homeowners Policy
If one the valuables in your home (art, jewelry, fur, electronics, guns etc) exceeds $1,000-2500, depending on your homeowners policy, then you need to schedule that item. By scheduling your valuables you gain broader protection and usually without a deductible. Just provide your agent the value and list of each item.