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Sewer Backup is a Homeowner’s Nightmare

Sewer Backup is a Homeowner’s Nightmare

Do you have a finished basement?   Do you have sewer back up coverage?  Is it enough?

It’s a homeowner’s nightmare.  The sewer starts flowing the wrong way.  That’s  bad news for the homeowner’s basement.  And on top of that, the owner says its the city’s fault.  Sewage-soaked drywall and carpet has been removed. The damage estimate is $13,000, and Benak’s insurance covers $5,000. That leaves $8,000 needed for repairs.

The city attorney says Ralston Public Works put a camera down a manhole near the home at 78th and L and checked the sewer line, finding no blockage. So it says if roots clogged the sewer after the routine check, then the city hasn’t been negligent.

Since the homeowner’s insurance covered a portion of the damage, this case serves as a good reminder for all homeowners to check their policies to see if they contain sewer back-up coverage.